1. Acceptance of Terms
Welcome to Caminoconfianza. By accessing and using this website (www.caminoconfianza.com) and its related services, you agree to be legally bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website.
Caminoconfianza (CUIT: 20-34567892-3), with legal address at Campaña del Desierto 972, Z9405 El Calafate, Santa Cruz, Argentina, is the owner and operator of this website.
2. Service Description
Caminoconfianza is a financial education platform that provides:
- Articles, guides and analysis on personal finance, investments and wealth planning
- Educational tools, financial calculators and downloadable resources
- Inquiry service and general financial advice
- Newsletter and communications about economic trends and financial strategies
Our services are educational and informational in nature. They do not constitute personalized professional financial advice or specific investment recommendations.
3. Nature of Information Provided
3.1 Educational Content
All content published on Caminoconfianza is for general educational and informational purposes. The information provided should not be interpreted as:
- Personalized financial, investment, legal, accounting or tax advice
- Specific recommendation to buy, sell or hold financial instruments
- Guarantee of returns or future results
- Exhaustive analysis of all alternatives available in the market
3.2 User Responsibility
You acknowledge and accept that:
- Any financial decision you make based on our information is at your sole responsibility
- You should conduct your own research and analysis before making financial decisions
- You should consult with qualified professionals (accountants, financial advisors, lawyers) before implementing strategies that significantly affect your wealth
- Economic and regulatory conditions constantly change, so information that was valid in the past may not be so in the present
4. Limitation of Liability
4.1 Exclusion of Warranties
Caminoconfianza does not guarantee that:
- The information provided is complete, accurate, updated or error-free at all times
- Use of our resources will result in specific financial benefits
- Our website will function without interruptions or be free of viruses or other harmful components
- Results obtained by other users are representative of what you can achieve
4.2 Disclaimer
To the maximum extent permitted by Argentine law, Caminoconfianza will not be liable for:
- Financial losses, direct or indirect, derived from use or inability to use our information
- Investment or financial decisions made based on our content
- Errors, omissions or inaccuracies in the information provided
- Damage caused by viruses, malware or technical problems related to use of our site
- Third-party content or external links we may direct to
5. Intellectual Property
5.1 Copyright
All content on this website, including but not limited to texts, graphics, logos, images, videos, audio, software and data compilation, is property of Caminoconfianza or its licensors and is protected by Argentine intellectual property laws (Law 11.723) and international treaties.
5.2 Permitted Use
You may:
- View and download content for personal and non-commercial use
- Share links to our articles on social media and other digital media
- Quote fragments of our content with proper attribution and link to original source
5.3 Prohibited Use
You may NOT:
- Reproduce, distribute, modify or create derivative works from our content without express authorization
- Use our content for commercial purposes without prior license
- Remove copyright notices, trademarks or other proprietary notations
- Reverse engineer, decompile or disassemble any site software
- Use scraping techniques, data mining or automated content extraction
6. User Conduct
By using our website, you commit to:
- Provide truthful, accurate and updated information when required
- Not use the site for illegal activities or prohibited by these Terms
- Not transmit viruses, malware or malicious code
- Not interfere with the security or functioning of the site
- Not impersonate another person or entity
- Not harass, threaten or defame other users or our staff
- Respect the intellectual property rights of Caminoconfianza and third parties
7. Links to Third-Party Sites
Our website may contain links to third-party websites. These links are provided solely for your convenience. Caminoconfianza does not control or endorse these external sites and is not responsible for their content, privacy policies or practices. Access to third-party sites is at your own risk.
8. Service Modifications
Caminoconfianza reserves the right to:
- Modify, suspend or discontinue any aspect of the website at any time
- Change or remove content without prior notice
- Establish usage limits or access restrictions
- Update these Terms of Use periodically
Significant changes to the Terms will be notified through prominent notice on the site. Continued use of the site after such modifications constitutes your acceptance of the new terms.
9. Access Termination
Caminoconfianza may, at its sole discretion and without prior notice, terminate or suspend your access to the website if:
- You violate these Terms of Use
- You provide false or misleading information
- You participate in fraudulent or illegal activities
- You abuse the service or interfere with its operation
- You represent a security risk to the site or its users
10. Indemnification
You agree to indemnify, defend and hold harmless Caminoconfianza, its directors, employees, agents and affiliates, from and against all claims, losses, expenses, damages and costs (including reasonable attorney fees) resulting from:
- Your violation of these Terms of Use
- Your improper use of the website or its services
- Your violation of third-party rights, including intellectual property rights
- Any content you submit or transmit through the site
11. Applicable Law and Jurisdiction
These Terms of Use are governed by the laws of the Argentine Republic. Any dispute arising from or related to these Terms shall be subject to the exclusive jurisdiction of the ordinary courts of the City of El Calafate, Province of Santa Cruz, Argentina.
12. Severability
If any provision of these Terms is declared invalid or unenforceable by a competent court, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced by a valid one that most closely approximates the original intent.
13. Waiver
Caminoconfianza's failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
14. Entire Agreement
These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Caminoconfianza regarding use of our website and supersede all prior or contemporaneous agreements, written or oral.
15. Contact
For questions, comments or concerns about these Terms of Use, you can contact us:
- Email: contacto@caminoconfianza.com
- Phone: +54 2902 491282
- Postal address: Campaña del Desierto 972, Z9405 El Calafate, Santa Cruz, Argentina
- CUIT: 20-34567892-3
- Business hours: Monday to Friday 9:00 AM - 6:00 PM, Saturdays 10:00 AM - 2:00 PM